Fast, Fraud Resistant Tenant Screening
Savvy uses open banking to make renter applicant screening faster and more reliable for landlords and renters.
Traditional tenant screening depends on credit scores, which are an unreliable indicator of future payment performance. We replace this cumbersome and antiquated process with an end-to-end screening solution.
Avoid fraud. Make decisions in seconds.
Transactions data shows tenant income and cash flows over time
Access 12-24 months of renters’ transactions data, verifying on-time rent payments and amount paid
Retrieve names, phone numbers, address, and emails from registered bank account information, verifying identities and reducing fraud
1-page risk summary allows managers to quickly view risks and make reliable tenancy decisions
Account balances show renter liquidity and savings over time
How it Works
For property managers, landlords and leasing managers
Send prospective renter a link to apply
Applicant shares info and grants access to their bank account through our secure web portal
We analyze applicant bank account data, review credit score, and order supplementary reports as necessary
We send the manager a 1-page risk summary along with supporting materials
Renters simply log into online accounts rather than having to upload or print tax returns, bank statements, and pay slips
Secured online information sharing and bank account access through Plaid (Visa subsidiary)
A better way to assess international residents, renters with thin credit histories, and people whose credit has been impacted by life events
We report on-time rent payments to credit bureau partners, boosting renter credit scores
How it Works
No more emailing PDFs or handing over printed documents with your sensitive information.
Use the application link you received from your prospective landlord or property manager
Verify your past rent payments and ability to pay via Plaid
Pay your application fee online
We securely share your application materials with your new landlord
* If you don't have access to online banking or would prefer the traditional way, you will still have the option of uploading proof of income, tax returns, and bank statements.